These loans are not based on the amount of your savings but on your ability to repay.

Key Features

  • The interest rate for an Unsecured loan is 12% (12.68% APR)

  • You will need to provide evidence of your income and expenditure by sharing details of your bank account with us via our Open Banking partner, AccountScore.

  • Applications for unsecured loans are considered by the loan committee who meet on a Wednesday afternoon

  • Loans that are over £5000 above the members share balance are decided by the board which meet on the first Wednesday of the Month

If your email address has already been registered with us and  you wish to apply for an Unsecured loan please send an email request to


If your email address is not registered with us contact us at and we will explain how a new email address can be registered.